Community Reinvestment Act Public File

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation are in the documents below.

Branch & ATM Locations Information

A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation

Opened and Closed Branches and ATMs

Branches and ATMs opened or closed by the bank.

Products, Services, and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.

Assessment Areas

A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

CRA Disclosure Statement

Sterling Bank & Trust’s CRA Disclosure Statement.

HMDA Notice

Effective January 1, 2018, the Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s website here beginning with calendar years 2017 forward. HMDA data for many other financial institutions are also available at this website.

Public Comments

Sterling Bank & Trust’s Public Comments.

Public File Request

A hard copy of the CRA Public File will be provided upon request at any of our physical locations or by request to: cra@sterlingbank.com

Charitable Fundraising Activities

Sterling supports a number of charitable fundraising events each year. If you would like your organization to be considered, please email us at cra@sterlingbank.com