Business Checking

Sterling Solution® Business Checking options are the core of your cash management program. Whether you manage a large enterprise with hundreds of employees or you’re a sole proprietor working from a home office, we offer a checking solution that meets your needs.

Business Checking Account Products

Small Business Solutions Checking
Business Solutions Checking
Business Plus Solutions Checking
Best For
Business customers with low account activity and cash needs
Business customers with moderate account activity and cash needs
Business customers with higher account activity and cash needs
Minimum To Open
$1,000
$1,000
$1,000
Monthly Service Charge
$6
$8
$10
To Avoid Monthly Service Charge
$1,000 Average Daily Balance1
$5,000 Average Daily Balance1
$10,000 Average Daily Balance1
Earns Interest
No
No
No
Additional Benefits
Online Banking with Cash Management
eStatements2
Online Bill Pay
Online Check Images
Email Alerts
Business Debit Card
Free
Free
Free
Special Promotions
No
3 Remote Deposit Capture Setup Fee Discount - $50
4 First Deluxe Check Order Credit - $50
3 Remote Deposit Capture Setup Fee Discount - $50
4 First Deluxe Check Order Credit - $50
  1. The Average Daily Balance is calculated as the total amount of daily balances in your account divided by the number of days in the month.
  2. eStatements require online banking setup for receipt of statements electronically.
  3. Apply for Remote Deposit Capture within 60 days of opening your new Sterling Bank & Trust business checking account, and receive a $50 discount off the account setup fee. Discount will be applied on your first business checking statement following account setup, when the fee is normally charged. Approval is required for Remote Deposit Capture program.
  4. Credit applies to your first check order when you order checks through Deluxe at the branch when the account is opened. The $50 will be credited to your account after the check order has been placed.

Program features, fees and promotions are subject to change.

Sterling Business Checking Account Features

  • Direct deposit
  • Online banking 24 hours a day, 7 days a week
  • Remote Deposit Capture lets you scan checks and deposit them electronically
  • Merchant Services to help you process your credit card payments
  • E-statements for all-the-time access to your account information

Money Market, Savings and Certificates of Deposit (CDs)

Your business undoubtedly has money set aside for future obligations, like taxes. You may even have extra cash reserves. But it shouldn't sit idle. It needs to work for you, earning interest with our money market, savings or business CD accounts.

Business Money Market Accounts

Looking for great yields, but need access to your funds? Sterling's interest-bearing money market accounts offer great rates with the liquidity you need.

Business Savings and CDs

Earn higher interest rates on money that you can invest for a longer period of time. Choose a fully liquid Business Savings account or a CD that pays interest with maturities ranging from six month to five years. Efficiently manage your cash flow while maximizing yields.

Stop by your neighborhood branch to open your account today